INBOUND STUDENTS

Inbound exchange students will have either their own country's insurance or the insurance provided by Rotary District 5080. For more information contact:

Bev Phillips, HG Insurance Agencies Ltd.

100- 630 17th Street

Castlegar, British Columbia, Canada V1N 4G7

Business (250) 365-3368   Home (250) 693-8876

 Contact via email bphillips@hgins.ca

OUTBOUND STUDENTS

While in a few cases outbound students are required to obtain medical insurance provided through their host Rotary District, most District 5080 outbound students will be covered by

Agent:

Bev Phillips, HG Insurance Agencies Ltd.

100- 630 17th Street

Castlegar, British Columbia, Canada V1N 4G7

Business (250) 365-3368   Home (250) 693-8876

 Contact via email bphillips@hgins.ca

When District 5080 outbound students are required to obtain medical insurance in their host country, the cost of this insurance may be claimed from the Treasurer of the District Youth Exchange Committee, as medical insurance costs (with the exception of insurance to cover pre-existing conditions) are included in the "one price" fee paid by outbound students.  

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FILING A CLAIM

In the event of an injury or sickness, students should take their medical insurance card and claim form to the doctor's office or hospital.

It is very important that students contact the insurance company within 24 hours of being hospitalized.

The claim form must be completed by both the exchange student and the doctor.

Occasionally a trauma centre will not let students charge the cost of treatment. If this is the case, students must be sure to get receipts, so that they can send them to the insurance company for reimbursement (along with the completed claim form).

Students should have their $500 emergency fund available at all times, as it could be required for a medical emergency.

If inbound students have medical coverage from their home country, their medical card should indicate who to contact when making a claim.

All students covered by District 5080 insurance will receive full information on the coverage provided, and a claim form is included with that information.  You can also download a claim form from this website.

RESOLVING PROBLEMS  / ANSWERS TO QUESTIONS

Students having any difficulties with medical insurance, or those with questions,  should contact the District's Insurance Coordinator, who is

Bev Phillips, HG Insurance Agencies Ltd.

100- 630 17th Street

Castlegar, British Columbia, Canada V1N 4G7

Business (250) 365-3368   Home (250) 693-8876

 Contact via email bphillips@hgins.ca